Merchant Account Information
What is a merchant account?
A merchant account is the central bank account that consolidates your payments from credit cards, debit cards, electronic checks and other payment processing services. A merchant account works by a merchant account provider authorizing the credit card transfer from your customer and deposits the funds for their purchases directly into your business checking account, typically within two business days of the transaction.
With a merchant account you can accept the most widely used credit cards which include VISA, MasterCard, American Express and other majors credit cards, which include Discover and Diners Club International and also bank ATM debit cards. Most any type of business would benefit from accepting credit cards. A merchant account is convenient to both you and your clients and customers.
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